Ann Taylor Loft Skirts

With these chilly temps (honestly, it feels like a cold, rainy fall day right now), I'm starting to think more in earnest about fall/winter clothes. I don't need much, but I'd like to find a really versatile pencil skirt like this one.

There is a reason why pencil skirts are around year in and year out-so flattering and easy to wear. I'd like to find a skirt that goes with these boots.

I asked around via Facebook and the word that came back was Ann Taylor Loft. I found these ones. Criteria: not too businessy or suit looking, good neutral to go with a lot of things, comfortable yet dressy enough for work.






I like this one, but I think it would be too limiting.

Thoughts?